Raiffeisenbank Lochen am See eGen products, services and reviews

About Raiffeisenbank Lochen am See eGen

Raiffeisenbank Lochen am See eGen is a locally oriented Austrian cooperative bank and part of the Raiffeisen Banking Group, operating under the “eingetragene Genossenschaft” (eGen) legal form with member ownership and governance via a management board and supervisory board. Its core offering covers retail and small-business banking, including current and savings accounts, term deposits, consumer and housing loans, SME and agricultural financing, SEPA payments (credit transfers and direct debits), cards, and cash services, with digital access provided through the Raiffeisen network’s online and mobile channels in line with PSD2 strong customer authentication requirements. The institution is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and eligible deposits are protected by the statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per depositor per institution under EU rules. Investment and insurance products, where offered, are distributed under applicable licenses, often in cooperation with group or external partners. Pricing, interest rates, and product availability are set locally and may change without notice. Account opening generally requires valid identification and documentation consistent with Austrian AML/KYC regulations, and customer support is available via the branch and remote service channels during local business hours.