Raiffeisenbank Mariazellerland eGen products, services and reviews

About Raiffeisenbank Mariazellerland eGen

Raiffeisenbank Mariazellerland eGen is a regional cooperative bank in Austria serving households, small businesses, and local organizations in the Mariazellerland area. Organized as an eingetragene Genossenschaft, it is owned by its members and governed by a management board and supervisory board under Austrian cooperative law. The bank provides standard retail and SME services, including current accounts, savings and term deposits, payment services (SEPA transfers, standing orders, direct debits), debit and credit cards, and lending products such as overdrafts, consumer loans, and housing finance. It distributes investment funds and insurance through Raiffeisen-affiliated partners and offers basic wealth and pension products subject to suitability and regulatory requirements. Access is available via local branches, ATMs and self-service terminals, online banking, and mobile apps provided within the Raiffeisen network; digital wallet support and card features depend on product type and card issuer. Pricing follows the Austrian practice of package-based account fees and itemized charges for certain transactions; tariffs, interest rates, and limits are set locally and can differ by customer segment. As part of the Raiffeisen Banking Group, the bank participates in national payment clearing and the SEPA scheme for euro payments. It is subject to Austrian regulation and supervision, including the Financial Market Authority and the Oesterreichische Nationalbank, and eligible deposits are protected by the statutory Austrian deposit guarantee (generally up to EUR 100,000 per depositor per bank, with standard EU exceptions for certain temporary high balances). Product availability, documentation requirements, and service hours vary by branch and channel; customers should confirm current conditions directly with the bank before concluding transactions.