Raiffeisenbank Matrei am Brenner und Umgebung eGen products, services and reviews

About Raiffeisenbank Matrei am Brenner und Umgebung eGen

Raiffeisenbank Matrei am Brenner und Umgebung eGen is a local cooperative bank based in Matrei am Brenner, Tyrol, operating under the Raiffeisen Banking Group in Austria. As an eingetragene Genossenschaft, it is owned by member-shareholders and focuses on serving private customers and small businesses in its catchment area. The bank offers standard retail and SME services including current accounts, savings and term deposits, domestic and SEPA payments, cash services, and financing such as mortgages and consumer or business loans; securities and insurance products may be available through group-affiliated providers. Access is via the local branch network, ATMs, and the Raiffeisen group’s online and mobile banking platforms, with strong customer authentication applied in line with EU requirements. International transfers are supported via SWIFT using an Austrian IBAN. Deposits are protected by Austria’s statutory deposit guarantee up to EUR 100,000 per eligible depositor, with investor-compensation rules applying to investment services as defined by law. The institution is regulated by the Austrian Financial Market Authority and the Oesterreichische Nationalbank within the EU supervisory framework. Pricing for accounts, cards, payments, and lending is set locally and published in the bank’s fee schedule; rates and terms depend on product type and customer profile. As a cooperative, customers may subscribe for membership shares conferring limited governance rights; returns on such shares are not guaranteed. Strengths include proximity to local customers and integration into a nationwide Raiffeisen infrastructure; constraints can include a regional footprint and product availability aligned with group standards. Potential clients should review the current price list, eligibility criteria, and contractual terms before opening accounts or taking credit.