Raiffeisenbank Mayrhofen und Umgebung eGen products, services and reviews

About Raiffeisenbank Mayrhofen und Umgebung eGen

Raiffeisenbank Mayrhofen und Umgebung eGen is a regional cooperative bank based in Mayrhofen, Tyrol, operating within the Raiffeisen Banking Group in Austria. As an eGen, it is owned by member-customers and governed by a management and supervisory board structure, with regional integration via Raiffeisen-Landesbank Tirol and access to group infrastructure for national and international payments. The bank provides standard retail and small-business services common to Austrian Raiffeisen institutions, including current accounts, savings and term deposits, debit cards, credit cards via partner issuers, SEPA transfers and direct debits, and cross-border payments via SWIFT. Lending covers overdrafts, consumer loans, residential real estate financing, and financing for local enterprises such as trade, agriculture, and tourism. Securities brokerage and fund distribution (e.g., via Raiffeisen-branded investment products) and insurance intermediation are available; safe deposit boxes may be offered at specific branches. Digital banking is delivered through the Raiffeisen “Mein ELBA” online and mobile platforms with PSD2 strong customer authentication and 3-D Secure for card payments; contactless payments and major mobile wallets are supported where enabled. The footprint centers on Mayrhofen and surrounding communities, with ATMs connected to the Austrian Bankomat network. Pricing follows published fee schedules for account packages, cards, and transactions; rates and conditions vary by product and eligibility. The institution is supervised by the Austrian Financial Market Authority and the OeNB, and deposits are covered by the statutory deposit guarantee up to EUR 100,000 per depositor via Einlagensicherung AUSTRIA GmbH, with data processing subject to GDPR.