Raiffeisenbank Meggenhofen-Kematen eGen products, services and reviews

About Raiffeisenbank Meggenhofen-Kematen eGen

Raiffeisenbank Meggenhofen-Kematen eGen is a local cooperative bank in Upper Austria and a member of the decentralized Raiffeisen Banking Group Austria. As an eingetragene Genossenschaft, it is owned by its members, operates independently at the regional level, and participates in the group’s institutional protection scheme. Its product range follows the standard Austrian cooperative model, including current accounts, savings and term deposits, SEPA payments, debit and credit cards, consumer and housing loans, and financing for local businesses and agriculture; securities and fund products are offered via the Raiffeisen network, and insurance brokerage is available through group partners. Access is provided through a local branch presence and the group’s online and mobile banking platform (Mein ELBA) with PSD2-compliant strong customer authentication; contactless and mobile wallet payments are supported where enabled. Cash services are available via Raiffeisen ATMs and the nationwide Bankomat network. Pricing is determined by published fee schedules and depends on the chosen account package and usage; overdraft limits and loan conditions are subject to credit assessment and collateral requirements. The bank is subject to Austrian supervision by the Financial Market Authority and the Oesterreichische Nationalbank. Eligible deposits are protected by Austria’s statutory deposit guarantee scheme up to EUR 100,000 per depositor per bank; certain securities activities may fall under separate investor-compensation rules. Account opening generally requires valid identification and compliance with Austrian KYC and residency requirements, and access for non-residents may be restricted. As a small regional institution, specific product variants, fees, digital functionality, and opening hours can differ from other Raiffeisen entities, making it necessary to review the current price list and service information for the Meggenhofen-Kematen location.