Raiffeisenbank Millstättersee eG products, services and reviews

About Raiffeisenbank Millstättersee eG

Raiffeisenbank Millstättersee eG is a regional cooperative bank serving the Millstätter See area in Carinthia, Austria, and operates within the Raiffeisen Banking Group. It offers standard retail and small-business services including current accounts, savings and term deposits, payment cards, SEPA transfers, standing orders, consumer and housing loans, and financing for local enterprises and agriculture. Digital banking is provided via the group’s Mein ELBA platform (web and app) with two-factor authentication and supports common payment features such as contactless and mobile payments where available; international transfers through IBAN/SEPA and SWIFT are supported. Debit cards are typically issued on international schemes, and credit cards are available through group partners; cash access is via Austria’s Bankomat network and Raiffeisen-branded ATMs. Pricing is package-based with published fee schedules, and interest rates and lending terms are subject to change and credit assessment; documentation for onboarding follows Austrian KYC rules, with in-branch service in the region and remote channels for day-to-day banking. As a cooperative (eG), customers can become members by acquiring shares; members have voting rights under the statutes, while products are also available to non-members. The bank is part of the Raiffeisen institutional protection scheme and deposits are protected up to EUR 100,000 per eligible depositor under the Austrian statutory deposit guarantee (Einlagensicherung Austria). Primary service language is German; product availability, pricing, and branch opening hours vary by location. The institution’s focus is regional, and conditions can differ from other Raiffeisen cooperatives because each entity is legally independent.