Raiffeisenbank Mittleres Rodltal eGen products, services and reviews

About Raiffeisenbank Mittleres Rodltal eGen

Raiffeisenbank Mittleres Rodltal eGen is a regional cooperative bank in Upper Austria within the Raiffeisen Banking Group Austria, operating as an independent registered cooperative focused on retail and small-business clients in its local catchment area. Its product set typically covers current and savings accounts, term deposits, consumer and housing loans, SME financing, payment services, and cards, with investment and insurance products distributed through Raiffeisen group affiliates. Access is provided via local branches, ATMs across the Raiffeisen network, and group-operated online and mobile banking that support SEPA transfers and strong customer authentication under PSD2. Pricing is determined by published tariff schedules and account packages, and fees vary by product and usage; reviewing the current tariff before opening or switching accounts is advisable. The bank is licensed under the Austrian Banking Act and is supervised domestically by the FMA and OeNB, with sectoral oversight in the European framework; it is part of the Raiffeisen institutional protection scheme and the statutory Austrian deposit guarantee administered by Einlagensicherung AUSTRIA (coverage currently up to EUR 100,000 per depositor, per bank, subject to legal conditions). Payments use IBAN for domestic and cross-border SEPA transactions, with international transfers available via SWIFT. As a cooperative, membership is possible under its statutes, with governance through a management board and a supervisory board. Suitability will depend on a customer’s preference for local branch access, the bank’s digital channels, and the cost structure of the chosen products.