Raiffeisenbank Mittleres Raabtal eGen products, services and reviews

About Raiffeisenbank Mittleres Raabtal eGen

Raiffeisenbank Mittleres Raabtal eGen is a regional cooperative bank in Styria, Austria, operating as an independent member of the Raiffeisen Banking Group. As an eingetragene Genossenschaft (eGen), it follows cooperative governance with member participation and is supervised under Austrian banking law by the Financial Market Authority (FMA) and the OeNB. The bank focuses on retail, small business, and agricultural clients in its catchment area, offering current accounts, savings and term deposits, consumer loans, mortgages, and financing for enterprises, along with SEPA payments, standing orders, direct debits, and card services. Digital banking is provided via the group’s online and mobile platforms (commonly branded Mein ELBA), using two‑factor authentication in line with PSD2 requirements, complemented by access to the wider Raiffeisen ATM network and in‑branch cash services. Deposits are covered by Austria’s statutory deposit guarantee scheme (up to EUR 100,000 per eligible depositor, per bank), and the institution participates in the Raiffeisen sectoral protection framework. Account opening typically requires standard KYC documentation and is available in branch; availability of remote onboarding and specific products depends on the bank’s current offering. Fees for account packages, cards, and transactions vary by tariff, and lending terms depend on creditworthiness, collateral, and product type. Services are primarily provided in German, and interest income is subject to Austrian withholding tax as applicable. Potential customers should review the bank’s current price list, general terms, and product sheets before engaging.