Raiffeisenbank Mittleres Raabtal eGen products, services and reviews

About Raiffeisenbank Mittleres Raabtal eGen

Raiffeisenbank Mittleres Suedoststeiermark eGen is a regional cooperative bank in southeastern Styria, Austria, operating under the Raiffeisen Banking Group and the Styrian network, with the legal form of an eingetragene Genossenschaft (eGen). It offers standard retail and small business services including payment accounts, savings and term deposits, consumer loans, mortgages, business credit, and leasing solutions via group partners, as well as securities custody and investment distribution subject to MiFID II rules. Payment services cover SEPA transfers and standing orders, debit card issuance and optional credit cards via group-linked providers, and access to Austria’s Bankomat ATM network; online and mobile banking are provided through Raiffeisen’s platform (Mein ELBA). Insurance brokerage is typically available through affiliated partners, and safe deposit boxes may be offered at selected branches. Account pricing generally follows package-based fee schedules, with separate charges for cards and selected transactions; interest rates and fees are published in the bank’s price list and pre-contractual documents. Lending is subject to credit assessment and collateral requirements where applicable. The bank is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Eligible deposits are protected by Austria’s statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.) up to EUR 100,000 per depositor per bank. Services are primarily provided in German, with IBANs in the AT format and accounts denominated in euro. Identification, tax, and residency documentation are required under AML, FATCA, and CRS rules.