Raiffeisenbank Mondseeland eGen products, services and reviews

About Raiffeisenbank Mondseeland eGen

Raiffeisenbank Mondseeland eGen is a regional cooperative bank in the Mondsee area of Upper Austria and a member of the Raiffeisen Banking Group. It offers retail and small-business services such as current and savings accounts, domestic and SEPA payments, debit and credit cards, consumer and housing loans, and financing for local enterprises. Investment funds, securities brokerage, and insurance are available via Raiffeisen group platforms and partner companies. Access is provided through local branches and the Austria-wide Bankomat network, with online and mobile banking available via the Raiffeisen “Mein ELBA” channels using two-factor authentication in line with PSD2. Pricing typically follows package models covering account maintenance, cards, and transactions; interest rates and conditions are published in the bank’s official price lists and may change with market levels. The bank operates under Austrian banking law with supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Eligible deposits are protected up to EUR 100,000 per depositor under the Austrian deposit guarantee framework applicable to the Raiffeisen sector, and the bank participates in the Raiffeisen institutional protection scheme. Account opening and lending require standard KYC and affordability checks; product availability and remote onboarding options vary, and non-resident clients may face additional requirements. Services are primarily in German and oriented toward individuals, the self-employed, and SMEs in the Mondseeland catchment area.