Raiffeisenbank Murau eGen products, services and reviews

About Raiffeisenbank Murau eGen

Raiffeisenbank Murau eGen is a locally focused cooperative bank (eingetragene Genossenschaft) based in Murau, Styria, operating as an independent member of the Raiffeisen Banking Group Austria with access to group infrastructure and products. It serves private individuals, small and medium-sized enterprises, and agricultural clients with standard retail and commercial services, including current and savings accounts, payment services, domestic and cross-border SEPA transfers, debit and credit cards, overdrafts, consumer loans, home financing, and business lending (working capital, investment loans, and guarantees). Securities brokerage and investment funds are available under MiFID II rules, typically via the Raiffeisen group’s asset management offerings; insurance and leasing are accessible through affiliated group providers. Access channels include local branches, ATMs, online banking via Mein ELBA, and a mobile app, with PSD2-compliant strong customer authentication. Accounts and most lending products require identification under Austrian KYC/AML regulations, and pricing follows published tariffs with package-based account fees and separate charges for transactions and cards; conditions vary by product and customer segment. Deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per eligible depositor per bank; the institution is subject to supervision by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Services are primarily offered in German, and availability of specific products or digital features can differ by customer eligibility and local policy.