Raiffeisenbank Neusiedlersee-Seewinkel eGen products, services and reviews

About Raiffeisenbank Neusiedlersee-Seewinkel eGen

Raiffeisenbank Neusiedlersee-Seewinkel eGen is a regional cooperative bank in Burgenland, Austria, operating within the Raiffeisen Bankengruppe and serving private, business, and agricultural clients across the Neusiedler See/Seewinkel area. As an eGen, it is owned by its members and governed locally, with day-to-day services delivered through branches and digital channels. The bank provides current accounts, savings and term deposits, debit cards (typically Debit Mastercard) and credit cards (Visa/Mastercard issued via Raiffeisen’s card partner), payments (SEPA transfers, standing orders, direct debits, and, where available, SEPA Instant), and cash services at ATMs and counters. Lending covers overdrafts, consumer and auto loans, and residential mortgages with fixed or variable rates, alongside SME lines for working capital and investment, including solutions relevant to regional sectors such as agriculture, trade, and tourism; leasing and factoring are available through group partners. Securities services include custody accounts and brokerage, with access to investment funds from Raiffeisen Capital Management and other providers; building-society savings and home-financing products are distributed via Raiffeisen Bausparkasse; insurance is intermediated through established partners. Online and mobile banking run on the Mein ELBA platform, supporting transfers, card management, e-documents, and contactless/mobile payments where enabled by the card issuer and wallet provider. Pricing is set by published tariffs, with account packages, securities fees, and charges for international payments disclosed in the bank’s schedule of fees; interest rates and credit decisions depend on underwriting and collateral. The institution is licensed and supervised in Austria (FMA/OeNB) and participates in the statutory deposit guarantee scheme (Einlagensicherung AUSTRIA), which secures eligible deposits up to EUR 100,000 per depositor and provides investor-compensation coverage within legal limits. Account opening and product access require standard identification and AML/KYC checks, either in-branch or via supported remote procedures, and services are generally provided in EUR under Austrian law and consumer protections.