Raiffeisenbank Neustift-Mieders-Schönberg im Stubaital eGen products, services and reviews

About Raiffeisenbank Neustift-Mieders-Schönberg im Stubaital eGen

Raiffeisenbank Neustift-Mieders-Schönberg im Stubaital eGen is a registered cooperative bank serving the Stubaital area in Tyrol as part of the decentralized Raiffeisen Banking Group Austria. Its branch network covers Neustift im Stubaital, Mieders and Schönberg im Stubaital, with a focus on retail and small business customers. The bank offers giro accounts, savings and term deposits, domestic and SEPA cross-border payments, debit cards (typically Debit Mastercard), credit cards via affiliated issuers, cash services and access to the national ATM network. Lending includes overdrafts, consumer financing and housing or business loans subject to credit assessment and collateral. Securities services such as custody accounts and distribution of investment funds from the Raiffeisen group, along with insurance mediation, are available via group companies. Digital access is provided through Raiffeisen’s online and mobile banking (Mein ELBA) with strong customer authentication; cards support contactless payments and may be added to supported mobile wallets where eligible. As a cooperative, customers can become members by subscribing cooperative shares, which provides voting rights; any distribution on shares is discretionary and not guaranteed. Fees, interest rates and product terms are set locally and can differ from other Raiffeisen banks; availability and eligibility depend on individual circumstances. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee, and the bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank.