Raiffeisenbank Oberdrautal-Weissensee, registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Oberdrautal-Weissensee, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Oberdrautal-Weissensee, registrierte Genossenschaft mit beschränkter Haftung, is a regional cooperative bank in Carinthia, Austria, serving the Oberdrautal and Weissensee area through a local branch footprint and the Raiffeisen sector’s shared infrastructure. As a cooperative with limited liability, it is owned by member-shareholders under a one-member-one-vote principle and operates with a local governance focus. The bank provides core retail and small-business services common to Austrian Raiffeisen institutions, including current accounts, savings and term deposits, consumer and housing finance, payment services and cards, and custody for securities, alongside access to group offerings in investments, building society savings, and insurance. Digital banking is available via the Raiffeisen online and mobile platforms (Mein ELBA), with strong customer authentication in line with PSD2. Fees and interest conditions are set out in the bank’s published schedule and vary by product and usage; SEPA standards apply to euro payments. Raiffeisenbank Oberdrautal-Weissensee is supervised within the Austrian framework by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Deposits are protected by the statutory Austrian deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per depositor per bank under EU rules, with limited legal exceptions for temporary high balances. The institution is not publicly listed and generally does not carry a capital markets credit rating; financial statements are published annually in accordance with Austrian law. Its branch-centric coverage favors clients located in its catchment area, while digital channels support remote access for those outside the region.