Raiffeisenbank Oberland-Reutte eGen products, services and reviews

About Raiffeisenbank Oberland-Reutte eGen

Raiffeisenbank Oberland-Reutte eGen is a regional cooperative bank within the Raiffeisen Bankengruppe in Austria, operating primarily in Tyrol, including the Oberland and Reutte areas. As a member-owned institution (eGen), it focuses on retail and small-to-medium enterprise banking, offering current accounts, savings and term deposits, consumer loans, mortgages, business financing, payment services, and debit/credit cards, alongside investment and insurance brokerage via Raiffeisen network partners. Access is provided through local branches, ATMs in the national “Bankomat” network, and digital channels using the group’s online and mobile platforms (e.g., Mein ELBA and the Raiffeisen Meine Bank app) with PSD2-compliant strong customer authentication. Cross-border payments are handled via SEPA and SWIFT; foreign currency services and more complex capital markets solutions are typically facilitated through group affiliates. The bank is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Deposits are protected up to EUR 100,000 per eligible depositor under the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.). Pricing generally follows packaged account models with published fee schedules for account maintenance, cards, cash transactions, and non-SEPA or paper-based services; interest conditions for deposits and lending are variable and listed in official notices. Service availability, product scope, and tariffs can vary by branch, and customer-facing information is primarily in German.