Raiffeisenbank Oststeiermark Nord eGen products, services and reviews

About Raiffeisenbank Oststeiermark Nord eGen

Raiffeisenbank Oststeiermark Nord eGen is a registered Austrian cooperative bank serving the northern part of Eastern Styria and operating as an independent local institution within the Raiffeisen Bankengruppe Steiermark, with Raiffeisen-Landesbank Steiermark AG acting as the central institution for the regional network. The bank’s core business covers retail, small business, and agricultural clients, offering current and savings accounts, term deposits, debit and credit cards, consumer and housing loans, overdraft facilities, payment services, and financing solutions for SMEs; securities brokerage and fund products are distributed via group providers such as Raiffeisen Capital Management, while building-savings contracts and insurance are offered through affiliated partners. Digital banking is available via the Raiffeisen online and mobile platforms (Mein ELBA/ELBA business and the Raiffeisen banking app) with PSD2-compliant strong customer authentication; access for licensed third-party providers is delivered through the Raiffeisen sector’s PSD2 interface. Debit cards are typically issued as Debit Mastercard, with optional Visa or Mastercard credit cards provided through the group’s card partner card complete; contactless payments and commonly used mobile wallets are supported where eligible. Standard SEPA credit transfers and direct debits are supported; fees, interest rates, and transaction limits follow the bank’s published schedule and vary by account package and customer segment. As a cooperative (eGen), membership is possible through the subscription of cooperative shares under the bank’s statutes, with governance via a management board and supervisory board. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and deposits are protected up to the statutory limit by the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA); statutory investor compensation applies to eligible investment services. Branch locations, opening hours, and service availability are region-specific and subject to change.