Raiffeisenbank Peuerbach eGen products, services and reviews

About Raiffeisenbank Peuerbach eGen

Raiffeisenbank Peuerbach eGen is a registered cooperative bank based in Peuerbach, Upper Austria, operating within the Raiffeisen Banking Group in Austria. It conducts retail and small business banking under the Austrian Banking Act and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. The bank provides current accounts and payment services with SEPA transfers, debit cards (typically Debit Mastercard) and credit cards via partner issuers, savings accounts and time deposits, consumer loans and mortgages, and solutions for farms and SMEs such as business accounts and investment or working-capital financing; it also distributes investment funds and securities brokerage, leasing, and insurance products through group or partner companies. Access is available through local branches and the nationwide Raiffeisen ATM network, along with online and mobile banking on Raiffeisen platforms using strong customer authentication in line with PSD2. Pricing is set per product and published in the bank’s price schedule; account packages commonly involve monthly maintenance fees and separate charges for cards and transactions. Deposits are covered by Austria’s statutory deposit guarantee up to EUR 100,000 per eligible depositor per bank, with certain temporary high-balance situations potentially subject to higher limits under law; investment products are not covered and carry market risk. As a cooperative (eGen), customers may have the option to become members by subscribing cooperative shares, with rights defined in the statutes; the institution is not publicly listed. Lending is subject to credit checks, affordability and collateral requirements, and mortgage lending follows national rules on documentation and repayment capacity. Availability of specific products, eligibility criteria, pricing and service hours can vary by location, and current terms and disclosures are provided via the bank’s website or branch.