Raiffeisenbank Purbach eGen products, services and reviews

About Raiffeisenbank Purbach eGen

Raiffeisenbank Purbach eGen is a locally focused Austrian cooperative bank based in Purbach am Neusiedler See (Burgenland) and part of Raiffeisen Bankengruppe Österreich. Organized as a member-owned “eGen,” it provides retail and small business banking including current accounts, savings and term deposits, payment services, and lending (overdrafts, consumer loans, housing finance, and working-capital or investment loans for SMEs and agriculture). Day-to-day banking is available at the branch and via Raiffeisen’s online and mobile banking (Mein ELBA) with strong customer authentication under PSD2 for payments, card management, and e-documents. Payment services cover domestic and SEPA transfers, standing orders, and card payments; debit cards are typically issued on the Austrian “Bankomat”/Debit Mastercard rails, and credit cards are available via group partners. Securities services (custody and fund savings plans) are offered through the Raiffeisen network, subject to investment risk disclosures. Pricing is published in the bank’s tariff; account packages and transaction fees vary by usage, and cash withdrawals outside the domestic “Bankomat” network may incur third‑party charges. The bank participates in the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH), which protects eligible deposits up to EUR 100,000 per depositor per bank; it is also embedded in the Raiffeisen institutional protection scheme, which provides group-level support but does not replace the legal guarantee. Raiffeisenbank Purbach eGen is supervised under Austrian and EU law by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, follows AML/KYC requirements for onboarding, and primarily serves customers in its regional catchment area; SWIFT/BIC and IBAN details are provided on customer documentation and official channels.