Raiffeisenbank Region Bad Leonfelden eGen products, services and reviews

About Raiffeisenbank Region Bad Leonfelden eGen

Raiffeisenbank Region Bad Leonfelden eGen is a registered cooperative bank based in Bad Leonfelden, Upper Austria, operating within the Austrian Raiffeisen network and serving private customers, small and medium-sized enterprises, associations, and agricultural clients in its catchment area. It offers standard retail and business banking services including current accounts, savings products, term deposits, payment services under SEPA, debit cards (typically Debit Mastercard) and credit cards via partner issuers, as well as consumer loans, overdrafts, housing finance, and corporate lending. Investment and securities services are available through brokerage and custody arrangements, with access to fund products from group-affiliated asset managers; insurance and pension solutions are distributed via partnered insurers. Digital banking is provided via the Mein ELBA online and mobile platform with strong customer authentication in line with PSD2, alongside branch-based advisory and self-service areas for cash and day-to-day transactions. As a cooperative (eGen), eligible customers may acquire cooperative shares and exercise voting rights at the general assembly subject to the bank’s statutes; local governance is carried out by a management board and supervisory board. The institution is licensed in Austria and subject to supervision by the Financial Market Authority and the OeNB; eligible deposits are protected up to EUR 100,000 per depositor under the statutory Austrian deposit guarantee. Pricing, interest rates, and eligibility criteria are set locally and published in the bank’s current terms and price notices; product availability can vary by customer segment and regulatory requirements.