Raiffeisenbank Region Graz-Thalerhof eGen products, services and reviews

About Raiffeisenbank Region Graz-Thalerhof eGen

Raiffeisenbank Region Graz-Thalerhof eGen is a regional cooperative bank in the Graz area operating within the Raiffeisen Banking Group Austria. As an eingetragene Genossenschaft, it is owned by member-shareholders under cooperative principles; customers can typically acquire cooperative shares that provide voting rights, with rights and obligations governed by the statutes. The bank focuses on retail and small-business banking, offering current and savings accounts, domestic and SEPA payments, debit cards, online and mobile banking with PSD2-compliant strong customer authentication, consumer loans and mortgages, and access to investment and insurance products distributed via group partners; business clients can obtain accounts, payment solutions, liquidity facilities, and financing for working capital and investments. International transfers are supported through SEPA and SWIFT, with foreign currency services available subject to fees and conditions. Pricing follows published schedules including account maintenance fees, card fees, transfer charges, and lending margins that reflect risk profile and collateral; terms vary by package and customer segment, and membership status may influence conditions. Deposits are protected by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor, per bank, in line with EU rules; sectoral support mechanisms within the group may exist but do not replace the legal guarantee. The institution operates under Austrian banking law and supervision by the Financial Market Authority and the Oesterreichische Nationalbank. Prospective clients should review the current price list, product terms, identification requirements, and branch availability before onboarding.