Raiffeisenbank Region Kirchdorf eGen products, services and reviews

About Raiffeisenbank Region Kirchdorf eGen

Raiffeisenbank Region Kirchdorf eGen is a regional cooperative bank in Upper Austria operating within the Raiffeisen Banking Group Austria, focused on retail and small to midsize business clients in and around the Kirchdorf district. Its core offering covers current accounts, savings and term deposits, consumer and housing loans, SME financing, domestic and SEPA payments, and cash services via branches and Austria’s Bankomat network; securities custody and investment products, as well as insurance mediation, are available through group platforms and partners. Digital access is provided via the group’s Mein ELBA online banking and mobile app for transfers, standing orders, notifications, and document retrieval, with strong customer authentication in line with PSD2. International payments outside SEPA are handled via SWIFT and may incur correspondent fees and FX markups. Pricing is typically structured in account packages with monthly maintenance charges and separate fees for cards, transactions, and extras; current conditions are published by the bank and vary by customer segment. Deposits are protected up to EUR 100,000 per depositor under Austria’s ESAEG via Einlagensicherung AUSTRIA; certain investor claims related to securities services are also covered within the statutory scheme. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Account opening requires standard identification and documentation under Austrian KYC/AML rules; specific eligibility, onboarding options, and service availability depend on the bank’s current policy and the customer’s profile.