Raiffeisenbank Region Neufelden eGen products, services and reviews

About Raiffeisenbank Region Neufelden eGen

Raiffeisenbank Region Neufelden eGen is a regional cooperative bank in Upper Austria that operates within the Raiffeisen banking group and serves private, business, and agricultural customers in the Mühlviertel area. Its core offering includes current accounts, savings and term deposits, domestic and cross-border payments (SEPA and SWIFT), debit cards, and credit cards provided in cooperation with a partner issuer, alongside consumer loans, overdrafts, and mortgage financing; for businesses it provides accounts, cash management, POS and e-commerce acceptance via partner providers, leasing solutions via group companies, and basic trade-related services. Digital banking is delivered through the group’s Mein ELBA online and mobile platforms with strong customer authentication under PSD2, and compatible cards can be added to major mobile wallets such as Apple Pay and Google Pay. Securities brokerage, custody, mutual funds, and savings plans are available via Raiffeisen group entities, and insurance products are distributed as intermediary for the group’s insurance partner; investment products carry market risk and are not covered by deposit guarantee schemes. The bank is licensed in Austria and supervised by the Financial Market Authority and the Oesterreichische Nationalbank; as part of the Raiffeisen sector it participates in an institutional protection scheme, and eligible deposits are protected by the statutory Austrian deposit guarantee up to EUR 100,000 per depositor per bank, subject to legal limits and exclusions. Pricing follows package-based tariffs with monthly account fees and charges that vary by product and usage; interest rates, exchange rate mark-ups, and ancillary costs are set out in the published fee schedule and general terms. Access channels include local branches, self-service zones and ATMs in the Raiffeisen/Bankomat network, and remote onboarding or in-person identification in line with Austrian KYC/AML requirements; product availability and conditions depend on customer segment, creditworthiness, and regulatory constraints.