Raiffeisenbank Region Rohrbach eGen products, services and reviews

About Raiffeisenbank Region Rohrbach eGen

Raiffeisenbank Region Rohrbach eGen is a regional cooperative bank (eingetragene Genossenschaft) within the Raiffeisen Banking Group in Austria, operating primarily in the Rohrbach district of Upper Austria and serving private individuals, small businesses, agriculture, and local organizations. It offers standard retail and SME banking services including current and savings accounts, domestic and SEPA payments, debit cards, and credit cards provided via group partners, along with lending products such as consumer loans, housing finance, business credit, and agricultural financing; investment and securities services are available through Raiffeisen group providers, and insurance is typically brokered via affiliated insurers. Digital access is provided through the group’s Mein ELBA online and mobile banking platform with strong customer authentication and transaction signing; branch-based services remain available across its local network, and selected locations may offer cash and advisory services by appointment. Pricing is generally package-based with monthly account maintenance fees that vary by service level and channel usage; domestic euro transfers are commonly included in digital packages, while charges may apply for international or foreign-currency transactions and out-of-network cash withdrawals abroad; interest rates on deposits and loans follow Austrian market conditions and group pricing policies, with a published schedule of fees and terms. The bank is subject to supervision by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, applies EU prudential and consumer-protection rules, and participates in the Austrian deposit guarantee system that protects eligible deposits up to EUR 100,000 per depositor; as part of the Raiffeisen institutional protection framework, it benefits from group-level risk support. As a cooperative, customers may become members with voting rights at the general assembly; services are primarily provided in German, accounts use Austrian IBANs, and the focus is regional rather than international.