Raiffeisenbank Region Wörthersee eG products, services and reviews

About Raiffeisenbank Region Wörthersee eG

Raiffeisenbank Region Wörthersee eG is a regional cooperative bank based in Carinthia, Austria, operating in the Lake Wörthersee area and affiliated with the Raiffeisen Banking Group Austria. As a registered cooperative (eingetragene Genossenschaft), it is owned by member-shareholders, with governance exercised via elected bodies; cooperative shares are an equity participation and are not deposits. The bank offers standard retail and small-business services including current accounts, savings and term deposits, payment services (SEPA credit transfers and direct debits), debit cards (typically Debit Mastercard) for cash withdrawals and point-of-sale payments, and access to the Austrian “Bankomat” ATM network; credit cards are generally provided via group partnerships. Lending covers consumer loans, mortgages and housing finance, and financing for SMEs and agricultural clients, alongside cash management, POS acquiring through partners, and leasing or factoring solutions available via Raiffeisen group companies. Investment and securities brokerage, investment funds from Raiffeisen Capital Management, building society products, and insurance mediation through group-affiliated insurers are commonly available, subject to regulatory suitability checks; investment products involve market risk and are not covered by deposit protection. Digital banking is provided via the Raiffeisen Mein ELBA online and mobile platforms with two-factor authentication; account opening is available at branches and, where eligible, online through remote identification. The institution is licensed under Austrian banking law and supervised by the Financial Market Authority; eligible deposits are covered by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor per bank. Pricing follows published tariffs with account packages, transaction charges, and card fees that vary by product and usage, and full conditions and schedules are available from the bank’s official channels. Availability of specific services, digital features, and third-party partnerships can differ over time and by customer segment.