Raiffeisenbank Saalbach-Hinterglemm-Viehhofen eGen products, services and reviews

About Raiffeisenbank Saalbach-Hinterglemm-Viehhofen eGen

Raiffeisenbank Saalbach-Hinterglemm-Viehhofen eGen is a local cooperative bank (eingetragene Genossenschaft) serving the Pinzgau region of Salzburg, operating under the Raiffeisen brand as an independent institution within the Raiffeisen Bankengruppe and the regional Raiffeisenverband. The bank provides standard retail and SME services, including current accounts, savings accounts and passbooks, term deposits, debit and credit cards, domestic and cross-border payments (SEPA and SWIFT), as well as online and mobile banking with PSD2-compliant strong customer authentication. Lending covers consumer loans, overdrafts, mortgages and construction financing for households, and working-capital and investment financing for businesses; collateral, affordability checks and documentation follow Austrian regulatory requirements, including FMA guidance and the residential real estate lending rules (KIM-VO). Investment and securities services typically include custody accounts and distribution of funds, with advisory offered subject to MiFID II rules; insurance and leasing products are commonly arranged via affiliated providers from the Raiffeisen network. Branch and self-service foyer access is focused on Saalbach, Hinterglemm and Viehhofen, with cash services available through the Austrian Bankomat/ATM network. The bank is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB), participates in the Raiffeisen institutional protection scheme, and is part of the statutory Austrian deposit guarantee system (Einlagensicherung Austria), which protects eligible deposits up to EUR 100,000 per depositor per bank; investor compensation for eligible securities-related claims is generally 90% up to EUR 20,000, subject to legal exclusions. Fees are applied via account packages and published price lists, and product availability and onboarding (in person or remote) depend on residence status, identification, and compliance checks; customer communication is primarily in German, with English support varying by branch.