Raiffeisenbank Schneebergland eGen products, services and reviews

About Raiffeisenbank Schneebergland eGen

Raiffeisenbank Schneebergland eGen is a regional Austrian cooperative bank (eingetragene Genossenschaft) operating within the Raiffeisen Banking Group, focused on retail and small-business banking in the Schneebergland area of Lower Austria. It offers standard current and savings accounts, term deposits, SEPA payment services (credit transfers, direct debits, standing orders), domestic and cross-border transfers via SWIFT, debit cards for everyday payments and cash withdrawals, as well as consumer loans, mortgages, and financing solutions for self-employed customers and SMEs. Investment funds, securities brokerage, and insurance mediation are provided through Raiffeisen sector companies and external partners. Access is via local branches and the Raiffeisen online and mobile banking platform (Mein ELBA), with authentication aligned to PSD2 strong customer authentication requirements; customers also have access to the Austrian Bankomat ATM network. As a member of the Austrian Raiffeisen sector, the bank is supervised under Austrian law (FMA/OeNB oversight) and participates in the statutory deposit guarantee scheme, with eligible deposits protected up to EUR 100,000 per depositor by Einlagensicherung AUSTRIA GmbH. Account opening and lending are subject to standard KYC and credit checks. Pricing follows published tariffs, which vary by product and account package; fees can apply for account maintenance, cards, and certain transactions, particularly for foreign payments and cash withdrawals abroad. The bank’s geographic footprint is local, and service availability depends on branch hours and channel.