Raiffeisenbank Sölden eGen products, services and reviews

About Raiffeisenbank Sölden eGen

Raiffeisenbank Sölden eGen is a locally rooted cooperative bank based in Sölden, Tyrol, operating as an independent entity within the Raiffeisen Banking Group in Austria and using the group’s shared infrastructure for payments, IT, and digital channels. Its core activities cover retail and small business banking, including current accounts, savings and time deposits, consumer and housing loans, basic investment and insurance brokerage via group partners, payment services, and card products (debit as standard; credit cards typically issued through partner institutions), with access to Austria’s Bankomat/ATM network and SEPA transfers. Online and mobile banking are provided through Raiffeisen’s nationwide platforms and are subject to EU PSD2 strong customer authentication; branch and phone/email service remain available for in‑person needs. As a registered cooperative (eGen), ownership is held by member‑shareholders who exercise voting rights at the general meeting; a supervisory board oversees a management board, and membership is generally not required to use standard banking services. Pricing, interest rates, and product terms are set locally and published in the bank’s tariff information; they can differ from other Raiffeisen banks and may be tailored to customer profiles. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per depositor per bank, subject to legal conditions. The customer base is primarily households and small enterprises in the immediate region; services beyond the local footprint or more specialized capital markets and wealth solutions are typically provided through regional or national Raiffeisen entities. Account opening and lending are subject to eligibility and anti‑money‑laundering checks, and non‑resident onboarding depends on internal policies; German is the principal service language.