Raiffeisenbank Söll - Scheffau registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Söll - Scheffau registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Söll - Scheffau registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank serving the Söll and Scheffau am Wilden Kaiser area in Tyrol, operating under a member-owned structure with limited liability and integration into the Raiffeisen banking network in Austria. It provides standard retail and small-business banking services, including current accounts, savings products, term deposits, domestic and international payments, debit cards for cash withdrawals and point-of-sale use, consumer loans, and mortgages; investment funds and insurance are generally available through group-aligned providers. Access is via branch counters, online banking, mobile channels, and the Austrian Bankomat ATM network; security and login procedures follow PSD2 requirements with strong customer authentication. Fees and interest conditions are set locally and published in the price and service schedule, with account packages, card charges, transfer fees, and lending terms varying by product and customer profile; loan issuance is subject to credit assessment and collateral where applicable. As an Austrian credit institution, it is supervised within the national regulatory framework, and eligible deposits are protected by the statutory deposit guarantee up to 100,000 euros per depositor per bank under EU rules, subject to legal limits and exclusions. The bank’s focus is regional, which means in-person service and local knowledge are available, while product breadth, digital features, and pricing can differ from other Raiffeisen banks and larger nationwide providers; non-resident account opening can be more restricted and requires full identification under anti-money-laundering rules. Prospective customers should review the current conditions, compare total costs (including foreign payment and currency conversion fees), check availability of specific digital functions and mobile wallets, and confirm opening hours and appointment requirements at the local branches.