RaiffeisenBank St. Ulrich - Waidring eGen products, services and reviews

About RaiffeisenBank St. Ulrich - Waidring eGen

RaiffeisenBank St. Ulrich - Waidring eGen is a local cooperative bank based in Tyrol, Austria, serving the municipalities of St. Ulrich am Pillersee and Waidring as part of the Raiffeisen Banking Group. As an eGen (eingetragene Genossenschaft), it operates under a cooperative ownership structure and is a member of the Raiffeisen sector’s institutional protection system. The bank provides standard retail and small-business services, including current accounts, savings and term deposits, debit and credit cards, domestic and SEPA payments, standing orders, and direct debits, supported by online and mobile banking via the group’s platforms and access to the Austrian Bankomat ATM network. Lending covers mortgages and housing/construction finance, consumer loans, overdrafts, and SME financing such as working-capital and investment loans; it also offers payment services for merchants and cash management for businesses. Securities brokerage and custody are available, typically with access to Raiffeisen-branded investment funds and third-party instruments, and the bank acts as an intermediary for insurance products through group partners. Accounts are denominated in euro, with international transfers handled via IBAN/BIC; foreign-currency services may be available subject to conditions. Deposits are protected up to EUR 100,000 per depositor per bank under the statutory EU deposit guarantee framework applicable in Austria, and the institution is supervised under Austrian banking law by the Financial Market Authority and the Oesterreichische Nationalbank. Pricing, rates, and eligibility criteria follow the schedules and product terms published by the bank and may differ by customer segment and package; digital services require strong customer authentication under PSD2.