Raiffeisenbank Steirisches Salzkammergut-Öblarn eGen products, services and reviews

About Raiffeisenbank Steirisches Salzkammergut-Öblarn eGen

Raiffeisenbank Steirisches Salzkammergut-Öblarn eGen is a regional cooperative bank in Styria, Austria, operating within the Raiffeisen Bankengruppe. It offers retail and small-business banking services such as current accounts, savings and term deposits, domestic and SEPA payments, debit and credit cards, and financing including mortgages, overdrafts, and business loans. Service delivery combines local branches in the Styrian Salzkammergut and Öblarn area with group-wide online and mobile banking platforms that use strong customer authentication under PSD2. Customers can access securities accounts and investment funds distributed through Raiffeisen group providers, insurance intermediation via affiliated partners, and leasing solutions through Raiffeisen-Leasing. As a cooperative (eGen), it is owned by member shareholders from the region and operates under Austrian banking law, supervised by the Financial Market Authority, with the Oesterreichische Nationalbank involved in oversight functions. Eligible deposits are protected by the statutory Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA) up to EUR 100,000 per depositor per bank. Pricing follows published tariffs for account packages, cards, and transactions, and cash services or safe deposit boxes are available at selected locations. Account opening follows Austrian identification and anti-money-laundering requirements, typically in branch and, where supported, via remote onboarding. The bank focuses on private customers, self-employed clients, agriculture, and SMEs in its catchment area.