Raiffeisenbank St.Gilgen-Fuschl-Strobl eGen products, services and reviews

About Raiffeisenbank St.Gilgen-Fuschl-Strobl eGen

Raiffeisenbank St.Gilgen-Fuschl-Strobl eGen is a regional cooperative bank in the Salzburg Salzkammergut that serves private clients and small to medium-sized businesses in and around St. Gilgen, Fuschl and Strobl. As part of the Raiffeisen banking sector in Austria, it operates under the cooperative model (eGen), where eligible customers can acquire cooperative shares and exercise voting rights at the general meeting; distributions on such shares depend on business results and are not guaranteed. The bank’s core offering covers current accounts, savings and term deposits, payment services, debit and credit cards (the latter typically via partner issuers), consumer and housing loans, mortgages, and for businesses, accounts, liquidity solutions and investment financing. It also distributes investment funds and insurance products from group partners, and offers basic securities custody and brokerage; investment products are subject to market risk and are not covered by deposit guarantees. Digital banking via online and mobile channels supports SEPA transfers, standing orders, e-statements and card controls, with strong customer authentication in line with PSD2. Branches and self-service zones are concentrated locally, with ATMs in the service area; outside the region, access primarily relies on digital channels and standard payment networks. The bank is supervised by the Austrian Financial Market Authority and is part of the Raiffeisen sector’s institutional protection scheme; deposits are protected by the statutory Austrian deposit guarantee up to EUR 100,000 per depositor per bank via Einlagensicherung AUSTRIA Ges.m.b.H., subject to legal conditions and exclusions. Pricing generally follows packaged account models with monthly fees and specific charges for cards, withdrawals and transactions; terms vary by product and customer segment. The local footprint enables in-branch service and regional decision-making but implies a limited geographic presence compared with nationwide direct banks; customer service is available via branches, phone and digital channels, with opening hours and processing cut-off times differing by location.