Raiffeisenbank Stallhofen eGen products, services and reviews

About Raiffeisenbank Stallhofen eGen

Raiffeisenbank Stallhofen eGen is a regional cooperative bank within the Austrian Raiffeisen sector, serving retail and small-business customers in its local catchment area. As an eGen, it is member-owned and operates under Austrian banking law; it is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Eligible deposits are protected by the statutory deposit guarantee (up to EUR 100,000 per depositor), and the bank participates in the Raiffeisen sector’s institutional protection system. The offering typically covers current accounts, savings and term deposits, SEPA payment services, debit cards, credit cards distributed via group partners, consumer and housing loans, business accounts and financing, and access to securities custody/brokerage and insurance products facilitated through Raiffeisen group companies. Access channels include local branches and the Raiffeisen online and mobile platform Mein ELBA with strong customer authentication in line with PSD2. Pricing is set by published tariffs; account packages, cards, cash services, and cross-border payments may involve fees, and loan conditions depend on credit assessment and collateral. Investment and insurance products carry separate costs and risks. The bank’s focus is regional; onboarding and service are typically branch-based, with standard AML/KYC documentation requirements. Prospective customers should review the fit of account packages to expected usage, total costs for cards and withdrawals in and outside the euro area, the applicable lending margins and collateral requirements, and whether the Mein ELBA feature set and local branch availability meet their needs.