Raiffeisenbank Straden eGen products, services and reviews

About Raiffeisenbank Straden eGen

Raiffeisenbank Straden eGen is a regional cooperative bank based in Straden (Styria) and part of the Raiffeisen Banking Group in Austria, offering standard retail and small-business services including current accounts, savings and term deposits, payment services (SEPA transfers, standing orders, direct debits), debit and credit cards, and lending such as consumer loans, overdrafts, and mortgages; for businesses and agriculture, it provides business accounts, working-capital and investment financing, and access to group partners for POS acquiring and leasing. Investment and housing-related products are available via affiliated providers (e.g., investment funds/custody, building-savings contracts, and insurance brokerage), while digital banking is delivered through the group’s online and mobile channels with PSD2-compliant strong customer authentication. Cash access is supported by branch counters, self-service zones, and the national ATM network; international transfers are handled via SEPA and correspondent banking. As an Austrian credit institution, it is supervised by the Financial Market Authority with involvement of the Oesterreichische Nationalbank and participates in the statutory Austrian deposit guarantee scheme (Einlagensicherung) that protects eligible deposits up to the legal limit per depositor, with investor-compensation coverage applying to certain securities-related failures as prescribed by law. Account packages, lending conditions, and card fees follow published tariffs; branch-based services may carry additional charges, and identification and residency requirements apply under Austrian AML/KYC rules. Product scope, pricing, and acceptance of new clients are subject to local policy and risk assessment, and documentation is typically provided in German; prospective customers should review the bank’s price lists, standard terms, and consumer information sheets before opening an account or taking out credit.