Raiffeisenbank Straß-Spielfeld eGen products, services and reviews

About Raiffeisenbank Straß-Spielfeld eGen

Raiffeisenbank Straß-Spielfeld eGen is a cooperative credit institution in Styria that operates within the Raiffeisen Banking Group and is linked to Raiffeisen-Landesbank Steiermark for shared services and infrastructure. It serves households, small businesses, and agricultural clients in the Straß–Spielfeld area and the wider Leibnitz district, providing current and savings accounts, term deposits, SEPA payment services, debit cards and credit cards (the latter typically issued via group partners), consumer and housing loans, business financing, and access to investments via Raiffeisen Capital Management and insurance brokerage through Raiffeisen Versicherung. Services are delivered through local branches and the group’s online and mobile banking platform (Mein ELBA) with strong customer authentication in line with PSD2; customers can use Austria’s Bankomat network for cash withdrawals. The bank follows the cooperative model (eingetragene Genossenschaft) with member ownership, a management board, and a supervisory board, and it participates in the Raiffeisen institutional protection scheme recognized under EU rules, in addition to the statutory Austrian deposit guarantee operated by Einlagensicherung Austria GmbH, which covers eligible deposits up to EUR 100,000 per depositor. Pricing, account packages, and lending terms are set out in published fee schedules and depend on individual assessments; product availability may vary by customer segment. The institution is subject to Austrian and EU banking laws and supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank.