Raiffeisenbank Taxenbach registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Taxenbach registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Taxenbach registrierte Genossenschaft mit beschränkter Haftung is a regional cooperative bank based in Taxenbach in the Austrian state of Salzburg and a member of the Raiffeisen Banking Group. It operates as an independent credit institution under the Austrian Banking Act, supervised by the Financial Market Authority and the Oesterreichische Nationalbank within the EU prudential and payments framework. The bank concentrates on retail and small-business clients in its catchment area, providing current and savings accounts, term deposits, consumer and housing loans, SME financing, payment services, debit and credit cards, and online and mobile banking; investment and insurance products are distributed via Raiffeisen group affiliates subject to MiFID II and other applicable rules. Fees and interest follow published tariffs and are disclosed in pre-contractual information; conditions may change with market rates and internal policies. Eligible deposits are protected by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor per bank, with limited higher coverage for certain temporary balances as defined by law; investor compensation applies to covered investment services within legal limits. As a registered cooperative with limited liability, ownership lies with member shareholders, governance is exercised through general and supervisory bodies, and customers may be able to acquire cooperative shares, with any distribution subject to approval and not guaranteed. Services are provided through the local branch and digital channels with strong customer authentication, access to the nationwide Raiffeisen ATM network, and SEPA payments; onboarding requires standard identification and anti–money-laundering checks, and acceptance of non-resident clients depends on internal criteria. Product availability, limits, and digital features can differ from other Raiffeisen institutions because each cooperative is legally separate, and certain services may be delivered by affiliated entities under their own terms. Public disclosures, including tariffs, risk information, and annual financial statements, are available on the bank’s website or in Austrian registers, and most customer communication is in German.