Raiffeisenbank Tirol Mitte West eGen products, services and reviews

About Raiffeisenbank Tirol Mitte West eGen

Raiffeisenbank Tirol Mitte West eGen is a regional cooperative bank (eingetragene Genossenschaft) operating in Tyrol, Austria, and is part of the Raiffeisen Banking Group Österreich. It offers standard retail and small-business banking services including current accounts, savings and term deposits, payment cards (debit and credit via group partners), SEPA transfers, and financing products such as consumer loans, overdrafts, and mortgages; for enterprises and agricultural clients it provides working-capital facilities, investment loans, and cash management. Investment and insurance products are distributed through group entities (for example Raiffeisen investment funds, building-society contracts, insurance policies), with securities custody and brokerage available for domestic and international markets subject to fees and suitability checks. Digital banking is provided through Raiffeisen online and mobile channels with PSD2-compliant strong customer authentication (e.g., app-based approvals or TAN methods); branch services and self-service lobbies/ATMs cover its local market area in Tyrol, with opening hours and cash services varying by location. Accounts typically require standard Austrian KYC documentation and tax information; availability for non-residents may be restricted and onboarding options depend on regulatory requirements and internal policies. Fees are packaged and usage-based (account maintenance, payment transactions, cards, cash services, securities custody/trading); pricing differs by account type and customer segment and is published in the bank’s schedule of charges. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA); the bank also belongs to the Raiffeisen institutional protection scheme applicable within the sector. The bank is subject to the Austrian Banking Act and supervision by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. Services are primarily provided in German; support in other languages may be limited. Customers should review current terms, fees, interest rates, and eligibility on the bank’s official channels, as product features and conditions can change and may differ by branch within the cooperative structure.