Raiffeisenbank Tulln eGen products, services and reviews

About Raiffeisenbank Tulln eGen

Raiffeisenbank Tulln eGen is a registered cooperative bank in the Tulln region of Lower Austria and part of the Austrian Raiffeisen sector. It focuses on retail and small-business customers, providing current accounts, savings products (such as passbooks and term deposits), consumer and housing loans, payment cards, securities brokerage and custody via group partners, and insurance intermediation. Access is through local branches, ATMs within the national Bankomat network, and standard online and mobile channels. Pricing follows published tariffs, typically combining package-based account maintenance fees with transaction charges and product-specific interest and service fees; conditions vary by product and customer profile. Payments are processed in euro under SEPA, with support for transfers, standing orders, and direct debits; merchant services for card acceptance are available through group arrangements. As an Austrian credit institution, it is subject to national and EU supervision, and eligible deposits are covered up to EUR 100,000 per depositor by the statutory Austrian deposit guarantee scheme; securities and insurance products are not deposit-guaranteed and involve market or counterparty risk. As a cooperative (eGen), customers may become members by acquiring cooperative shares, gaining voting rights at the general meeting; membership does not imply a right to dividends or special conditions. The bank relies on group infrastructure for IT and payments while maintaining local lending decisions within defined limits, so product features and pricing can differ from other Raiffeisen institutions. Service is primarily oriented to the Tulln catchment area; international capabilities beyond standard SEPA payments are limited, and specialized corporate or capital markets solutions are typically handled by affiliated group entities. Prospective customers should consult the current schedule of fees, interest rate notices, and pre-contractual documents, and verify branch coverage and digital functionality against their requirements.