Raiffeisenbank Wallersee eGen products, services and reviews

About Raiffeisenbank Wallersee eGen

Raiffeisenbank Wallersee eGen is a regional cooperative bank within the Raiffeisen Banking Group Austria serving the Wallersee area of the state of Salzburg. As an eingetragene Genossenschaft (registered cooperative), it operates with member ownership and local governance, and it focuses on retail and small business banking. Core services typically include current accounts, savings and term deposits, consumer lending, residential mortgages, and payment services, with debit and credit cards issued through group arrangements; it also distributes investment and insurance products from affiliated providers. Customers can access services through local branches, the group ATM network, and Raiffeisen’s online and mobile banking platform (Mein ELBA). Pricing is set via account packages and published tariff lists, with monthly account fees, card fees, and transaction charges varying by product; interest rates follow market conditions and are subject to change. The bank is supervised under Austrian and EU banking rules, applies standard KYC/AML procedures, and eligible deposits are protected up to EUR 100,000 per depositor under the statutory deposit guarantee scheme. As with other independent Raiffeisen cooperatives, product features and pricing can differ from neighboring Raiffeisen banks, and certain services may be provided via group companies. Branch coverage is concentrated in its home region, and onboarding or specific products may require in-person identification. The primary service language is German, and availability may be limited to residents or businesses with ties to the local area.