Raiffeisenbank Wals-Himmelreich registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Wals-Himmelreich registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Wals-Himmelreich registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank within the Raiffeisen Banking Group in Salzburg, operating under Austrian law as a registrierte Genossenschaft mit beschränkter Haftung. It offers retail and small-business banking, including current and savings accounts, domestic and cross-border SEPA payments, debit cards, online and mobile banking (Mein ELBA), cash services, and financing such as overdrafts, consumer loans, housing loans, and SME working-capital and investment loans; leasing and payment solutions are available via group partners. Securities accounts, order execution, and funds are provided through the Raiffeisen network; investment and capital market products are subject to market risk and regulatory suitability and appropriateness checks. Insurance brokerage is available through partner insurers. The bank’s catchment area centers on Wals-Himmelreich and surrounding communities, with service via branch, contact channels, and digital banking; contactless payments and common mobile wallet integrations may be supported depending on card and device. Deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per depositor per bank, with legally defined temporary higher coverage possible in specific cases; investor compensation for certain investment services applies under ESAEG. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, adheres to PSD2 requirements including strong customer authentication, and publishes fees, interest rates, and conditions in its price list and general terms; charges and rates vary by product and are subject to change.