Raiffeisenbank Weißkirchen a.d. Traun eGen products, services and reviews

About Raiffeisenbank Weißkirchen a.d. Traun eGen

Raiffeisenbank Weißkirchen a.d. Traun eGen is a local cooperative bank in Upper Austria organized as an eingetragene Genossenschaft, with ownership held by member-shareholders who exercise voting rights at the general assembly. It offers standard retail and small-business services, including payment accounts, debit and credit cards, savings and term deposits, consumer and housing loans, and business financing for working capital and investment needs. Investment funds, securities brokerage, and insurance mediation are available through Raiffeisen Group platforms and partner providers. Access is provided via the branch in Weißkirchen an der Traun and digital channels; online and mobile banking support SEPA transfers, standing orders, e-statements, and card controls, with strong customer authentication applied under PSD2. Fees follow published tariffs and vary by account package and service; typical charges include account maintenance, card issuance or renewal, and costs for international transfers and foreign-currency conversion. The bank participates in Austria’s statutory deposit guarantee scheme, covering eligible deposits up to EUR 100,000 per depositor per institution, and is supervised by the Austrian Financial Market Authority (FMA) with oversight by the Oesterreichische Nationalbank. Onboarding and transactions follow standard AML/KYC requirements, and cash services and ATM access are available within the Raiffeisen network. The operating model is regionally focused and relationship-based, consistent with Austrian cooperative banking, and product availability and conditions depend on individual assessment.