Raiffeisenbank Westliches Mittelgebirge eGen products, services and reviews

About Raiffeisenbank Westliches Mittelgebirge eGen

Raiffeisenbank Westliches Mittelgebirge eGen is a regional cooperative bank in Tyrol, Austria, operating within the Raiffeisen Banking Group and serving private and business customers in the Westliches Mittelgebirge area near Innsbruck. As an eingetragene Genossenschaft (eGen), it is owned by cooperative members and governed under Austrian cooperative principles. The bank offers current and savings accounts, SEPA payment services, contactless debit cards, consumer and housing loans, and business accounts and financing for SMEs. Digital access is provided via Raiffeisen’s ELBA online and mobile banking platforms with two-factor authentication in line with PSD2 requirements. Investment funds and insurance are available through Raiffeisen group partners, and cash services and ATMs are accessible across the Raiffeisen network. The institution is licensed under the Austrian Banking Act and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. Deposits are covered up to EUR 100,000 per depositor by the Austrian statutory deposit guarantee scheme. Product availability, fees, and interest conditions are set out in the bank’s published schedule of terms and may vary by product and customer segment.