Raiffeisenbank Wienerwald eGen products, services and reviews

About Raiffeisenbank Wienerwald eGen

Raiffeisenbank Wienerwald eGen is an Austrian cooperative bank operating within the Raiffeisen Banking Group, serving households and small businesses in the Wienerwald region. As a registered cooperative (eGen), it is owned by member-shareholders from its local catchment area and is governed by a management board and a supervisory board under Austrian cooperative law. The bank’s product set covers day-to-day current accounts, savings and term deposits, payment cards, domestic and cross-border SEPA transfers and direct debits, consumer loans, housing finance, and services for local enterprises such as business accounts, liquidity facilities, and merchant services via group partners. Securities custody, brokerage, and fund distribution are typically provided through Raiffeisen group platforms, and insurance brokerage is available through affiliated insurers. Access is offered through local branches, contact channels, and the group’s digital banking (Mein ELBA for online and mobile), with cash services supported by the national Bankomat network and Raiffeisen ATMs. Pricing follows published tariffs and depends on the chosen account package, usage, and risk profile; interest rates and lending conditions are set in line with market benchmarks and internal credit policies. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank and participates in the statutory deposit guarantee scheme Einlagensicherung AUSTRIA GmbH, which protects eligible deposits up to EUR 100,000 per depositor per bank according to current law. Product availability and terms can vary by branch and customer segment, and lending and investment products carry credit and market risks.