Raiffeisenbank Wildschönau eGen products, services and reviews

About Raiffeisenbank Wildschönau eGen

Raiffeisenbank Wildschönau eGen is a local cooperative bank in the Wildschönau area of Tyrol, Austria, operating within the decentralized Austrian Raiffeisen sector. It offers retail and small-business banking such as current accounts, savings and term deposits, consumer and housing loans, payment services, debit and credit cards, and access to investment and insurance products distributed via Raiffeisen group companies. Digital access is provided through the group’s Mein ELBA online and mobile banking platform, supporting SEPA transfers, standing orders, e-documents, and strong customer authentication; cash services and withdrawals are available via the Raiffeisen/Bankomat ATM network. The bank is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank, participates in the statutory Austrian deposit guarantee scheme that protects eligible deposits up to EUR 100,000 per depositor in line with EU rules, and is part of the Raiffeisen sector’s institutional protection framework aimed at preventive support for member institutions. Account opening follows standard Austrian KYC/AML requirements; non-residents may face additional documentation and eligibility constraints. Pricing is package-based, with account maintenance, card, and transaction fees disclosed in the published fee schedule; interest rates and lending terms follow market conditions and group policies. Credit decisions are taken locally with customary affordability and collateral checks, typically oriented to the bank’s regional catchment area. Day-to-day service is primarily in German, and the branch footprint is local, while international services and fully remote onboarding options are more limited than at larger nationwide banks.