Raiffeisenbank Wr. Neustadt-Schneebergland eGen products, services and reviews

About Raiffeisenbank Wr. Neustadt-Schneebergland eGen

Raiffeisenbank Wr. Neustadt-Schneebergland eGen is a regional cooperative bank in Lower Austria operating under the Raiffeisen brand and serving the Wiener Neustadt and Schneebergland area. As a registered cooperative (eGen), it is owned by members and functions as an independent legal entity within the Raiffeisen Banking Group, using group infrastructure and distribution partnerships while setting its own tariffs and credit decisions. Its offering follows the standard Austrian retail and SME mix: current accounts, savings and term deposits, consumer and housing loans, business lending and cash management, payment services, and debit/credit cards, with investment and insurance products distributed via group affiliates. Services are delivered through local branches and digital channels, including online and mobile banking (Mein ELBA/Raiffeisen app), with strong customer authentication in line with PSD2; available features, transaction limits, and eligibility vary by package and regulatory requirements. Pricing is package- and usage-based and typically includes account maintenance, card issuance/usage, and certain transaction fees; customers should consult the current price schedule and interest rates published by the bank. The institution is supervised under Austrian banking law by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB), and eligible deposits are protected by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor per bank; different rules apply to securities and investment products. Account opening and lending are subject to identification, creditworthiness, and local legal requirements, and service scope can differ from other entities in the Raiffeisen network, so terms should be confirmed directly with this bank.