Raiffeisenbank Zirbenland eGen products, services and reviews

About Raiffeisenbank Zirbenland eGen

Raiffeisenbank Zirbenland eGen is a regional cooperative bank in Austria operating within the Raiffeisen Banking Group, serving private clients, small businesses, and agricultural customers in the Zirbenland area through local branches, ATMs, and digital channels. The bank provides standard retail services including current accounts, savings and term deposits, SEPA transfers, standing orders, direct debits, and debit cards, as well as credit cards offered through group partners. Lending covers consumer loans, mortgages, overdrafts, and financing solutions for enterprises and farms; leasing, investment products, securities custody, and brokerage are available via affiliated Raiffeisen entities, and bausparen/home finance is offered through a building-society partner. As a registered cooperative (eGen), customers can become members and participate in governance via cooperative shares and the general assembly. The institution is subject to Austrian banking supervision and sectoral oversight and participates in the Raiffeisen institutional protection scheme; eligible deposits are protected up to EUR 100,000 per depositor under the statutory deposit guarantee. Services are provided in euro with SEPA coverage and optional foreign payments; fees apply to account packages, cards, and transactions, and are set out in the published price list. Digital banking follows PSD2 requirements, including strong customer authentication. Product availability, interest rates, and lending terms depend on individual circumstances and collateral, and operating hours and service channels should be confirmed directly with the bank.