Raiffeisenbezirksbank Oberwart eGen products, services and reviews

About Raiffeisenbezirksbank Oberwart eGen

Raiffeisenbezirksbank Oberwart eGen is a regional cooperative bank based in the Oberwart district of Burgenland, Austria, operating as an independent member of the Raiffeisen Banking Group. It offers retail and business banking that typically includes current accounts, savings and term deposits, consumer loans and mortgages, SEPA payment services (transfers, standing orders, direct debits), debit and credit cards, and corporate financing for SMEs. Investment funds, building-society savings and loans, leasing, insurance brokerage, and securities custody and brokerage are provided via affiliated Raiffeisen group partners. Digital access is available through the group’s Mein ELBA online and mobile banking platform for account management, payments, notifications, and secure messages, complemented by local branch advisory services in its market area. As a registered cooperative (eGen), customers can usually acquire cooperative shares to become members with limited participation rights under Austrian cooperative law. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Austrian statutory deposit guarantee scheme (currently up to EUR 100,000 per depositor and bank for eligible deposits), and is integrated into the Raiffeisen sector’s institutional protection scheme, which provides intra-group support but does not replace the legal guarantee. Pricing follows the common Austrian model of account packages and itemized fees; interest rates, charges, and lending conditions vary by product, risk profile, and channel and are published in the bank’s schedule of fees and general terms. Account opening typically requires standard identification and tax information; availability of features such as specific mobile wallets, cross-border services, and acquiring solutions may depend on underlying group arrangements and should be confirmed against the bank’s current disclosures.