Raiffeisenkasse Ernstbrunn eGen products, services and reviews

About Raiffeisenkasse Ernstbrunn eGen

Raiffeisenkasse Ernstbrunn eGen is a locally focused Austrian cooperative bank operating in the Raiffeisen network, organized as a registered cooperative owned by members and serving households, small businesses, and agricultural clients in its catchment area. It offers standard retail and SME banking products, including current accounts, savings and term deposits, consumer loans, mortgages, business accounts, and payment services such as SEPA credit transfers and direct debits, along with debit cards and credit cards provided directly or via group partners. Securities custody, investment funds, and insurance brokerage are typically available through affiliated Raiffeisen entities, and online and mobile banking channels support day-to-day account management and payments with strong customer authentication. Cash services and ATM access are provided through the Raiffeisen network in Austria. Pricing follows the common Austrian model of account packages with monthly maintenance fees and separate charges for cards, withdrawals outside the network, or international usage; detailed tariffs are published in the bank’s price list and may differ from other Raiffeisen institutions. Deposits are covered by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per eligible depositor per bank, with legal provisions for certain higher temporary balances. As an Austrian credit institution, it is subject to supervision by the Financial Market Authority (FMA) and oversight by the Oesterreichische Nationalbank, and to PSD2 and anti-money-laundering requirements. Account opening generally requires standard identification in line with Austrian KYC rules. Customers with frequent cross-border or foreign-currency needs should review transfer options, card terms, and any FX or out-of-area ATM fees in advance.