Raiffeisenkasse für Mutters, Natters und Kreith registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenkasse für Mutters, Natters und Kreith registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenkasse für Mutters, Natters und Kreith registrierte Genossenschaft mit beschränkter Haftung is a regional cooperative bank in Tyrol, Austria, serving households, small businesses, and associations in and around Mutters, Natters, and Kreith. As a member-owned cooperative, customers may become members by subscribing cooperative shares, with governance structured under Austrian cooperative law through a general meeting, supervisory board, and management board. The bank offers standard retail and small-business banking services, including current accounts, savings and term deposits, debit and credit cards, payment services, and cash services, as well as overdrafts, consumer loans, and home financing; for businesses, typical services include payment accounts, liquidity management, and acquiring solutions via group arrangements. Online and mobile banking are provided via the Raiffeisen sector’s platforms, supporting SEPA transfers, standing orders, and strong customer authentication in line with PSD2. Fees and interest conditions are published in official schedules and depend on the chosen account package and product terms; lending is subject to credit assessment and applicable Austrian regulations. The institution is a licensed credit institution under the Austrian Banking Act and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB). Deposits are protected by Austria’s statutory deposit guarantee scheme up to EUR 100,000 per depositor, per bank; investor compensation limits under Austrian law apply where relevant to investment services. The bank’s footprint is local, with service primarily in German through branch and remote channels, while securities and insurance products, where offered, are typically distributed via arrangements within the Raiffeisen group. Terms, availability, and product features can differ by customer segment and are subject to change.