Raiffeisenkasse Orth a.d. Donau eGen products, services and reviews

About Raiffeisenkasse Orth a.d. Donau eGen

Raiffeisenkasse Orth a.d. Donau eGen is a locally focused Austrian cooperative bank (eingetragene Genossenschaft) serving Orth an der Donau and surrounding communities within the Raiffeisen Banking Group Austria. As an independent institution owned by its member-shareholders, it offers standard retail and small-business banking services including current accounts, savings accounts and term deposits, consumer loans and overdrafts, housing and mortgage finance, and SME financing for investments and working capital. Payment services cover SEPA credit transfers and direct debits with Austrian IBANs, standing orders, and card payments; customers typically receive a debit card for cash withdrawals and purchases in the euro area, while credit cards are offered via partner providers, and merchant services (POS and e-commerce acceptance) are available through Raiffeisen group channels. Digital access is provided via the group’s online and mobile banking platform, supporting routine transactions, e-statements, card controls, and strong customer authentication; availability of features such as instant payments or mobile wallets depends on the specific product setup. Fees apply for account packages, cards, transactions, and cash services, and are set locally; interest rates on deposits and loans are determined by the bank and may vary by customer profile and collateral. Eligible deposits are protected up to EUR 100,000 per depositor under the statutory Austrian deposit guarantee in line with EU rules. The bank operates under Austrian banking law and standard know-your-customer and anti-money-laundering requirements; opening an account typically requires valid identification and proof of residence, with remote onboarding offered where available. The branch footprint is regional, and product terms, pricing, and digital features can differ from other Raiffeisen cooperatives, so customers should consult the current price list and conditions before engaging for payments, lending, or investment-related services.