Raiffeisenkasse Pottschach registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenkasse Pottschach registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenkasse Pottschach registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank serving the Pottschach area in Lower Austria and operating within the Raiffeisen Banking Group Austria. As a registered cooperative with limited liability, it is owned by member-shareholders under a one-member-one-vote principle and is governed by a management board overseen by a supervisory board. Its business model focuses on retail and small to mid-sized enterprise banking in its catchment area, providing current and savings accounts, SEPA payment services, debit and credit cards via partners, consumer and mortgage lending, and working-capital and investment financing for businesses; securities and investment funds, building-society savings, leasing, and insurance brokerage are commonly delivered through affiliated Raiffeisen companies subject to licensing. Customer access is offered through local branches, ATMs in the national network, and the Raiffeisen online and mobile banking platform. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank and participates in the Raiffeisen sector’s institutional protection scheme; deposits are covered by Austria’s statutory deposit guarantee (Einlagensicherung Austria GmbH) up to EUR 100,000 per depositor per bank, with legally defined higher temporary coverage in specific cases. Financial reporting follows Austrian banking law and accounting standards, with annual audited statements. Pricing, eligibility, and product availability are set locally and can differ from other Raiffeisen entities.