Sparkasse der Stadt Amstetten AG products, services and reviews

About Sparkasse der Stadt Amstetten AG

Sparkasse der Stadt Amstetten AG is a regional savings bank headquartered in Amstetten, Lower Austria, and is part of the Austrian Sparkassen sector aligned with Erste Bank und Sparkassen. The bank offers standard retail and small-business services including current and savings accounts, term deposits, consumer loans, overdrafts, mortgages, and business financing, as well as investment and securities brokerage, investment funds, and insurance intermediation through group partners. Payment services cover SEPA transfers, standing orders, international payments, debit and credit cards, ATM access within the Erste/Sparkassen network, and digital banking via the George online and mobile platform with contactless and mobile wallet options where available. Corporate and SME customers can access cash management, e-banking, guarantees and other trade-related instruments, and acquiring and POS solutions via affiliated providers. As an Austrian credit institution, it is supervised by the Financial Market Authority and the Oesterreichische Nationalbank within the European banking framework and participates in the statutory deposit guarantee scheme (Einlagensicherung Austria), which protects eligible deposits up to EUR 100,000 per depositor, per bank. Products and services are offered under published tariffs and contractual terms, subject to standard identification and compliance requirements, and availability may vary by customer segment and region.