Sparkasse der Stadt Kitzbühel products, services and reviews

About Sparkasse der Stadt Kitzbühel

Sparkasse der Stadt Kitzbühel is a regional Austrian savings bank based in Kitzbühel, Tyrol, operating within the Austrian Sparkassen group. It serves private clients and small to mid-sized businesses with standard retail and commercial banking, including current accounts, savings and term deposits, debit and credit cards, SEPA payments, standing orders and direct debits, as well as consumer loans, overdrafts, mortgages and business financing. Securities brokerage, custody accounts, investment funds, pensions and insurance are available via group partners, and leasing options are commonly provided through affiliated providers. Digital access is offered via online banking and the George app, with strong customer authentication through an identity app or SMS; card payments support 3‑D Secure and the bank supports widely used mobile wallets such as Apple Pay and Google Pay. Customers can use local branches and self-service foyers, as well as the broader Sparkasse/Erste ATM network in Austria. Account packages typically carry maintenance and card fees, with separate tariffs for youth, students and businesses; pricing and terms are published in German on the bank’s channels. International transfers are available using an Austrian IBAN (AT) and SWIFT, with charges and value dates set by the tariff. The bank is supervised by the Austrian Financial Market Authority (FMA), and eligible deposits are covered by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA) up to EUR 100,000 per depositor. Account opening follows Austrian KYC rules and may be limited for non-residents.